Finance



Nissan of Cumming Finance Center


Welcome to the Nissan auto finance center at Nissan of Cumming! We’re proud to be your trusted resource for buying or leasing a Nissan in the Cumming, GA area.

We believe every driver deserves a simple, stress-free financing process. That’s why our team is made up of knowledgeable professionals who are dedicated to making your experience easier than you thought possible. 

We have an extensive selection of new, used, and certified pre-owned vehicles, which is just one of the things that sets us apart from other Nissan dealerships in Cumming, GA.

When you visit us, we’re confident you’ll find the perfect vehicle for your lifestyle and budget. To get started, browse our inventory online or come see our friendly team today!

Leasing vs. Buying: What’s the Best Choice for You?


Deciding whether to buy or lease may seem like an overwhelming decision, but our Nissan finance team is here to help you make the right choice. Since each option offers distinct advantages, the right choice depends on your unique situation.

Here are a few key factors to keep in mind when choosing between buying and leasing:

  • Mileage Needs. How many miles do you typically drive each year? Is your travel mostly local, or do you frequently embark on long-distance journeys? Leases have mileage limits, so if you drive over the limit, you’ll be charged additional fees.
  • Vehicle Use. Will your car be subject to heavy use, such as hauling gear or frequent family trips? Do you anticipate wear and tear beyond typical use? If so, buying is likely the better option for you.
  • Ownership Plans. Do you like to keep your vehicles for a long time, or do you enjoy upgrading to the latest models every few years? Leases typically last two to four years, allowing you to trade up regularly.
  • Budget Considerations: What amount have you set aside, or plan to save, for a down payment? When purchasing, a lower down payment typically means higher monthly payments, and vice versa.

Here’s a quick rundown of the advantages of both buying and leasing:

Advantages of Buying

  • No mileage limits or restrictions
  • Full freedom to modify or personalize your vehicle
  • Flexibility to sell or trade at any time
  • Trade-in value can be applied to your next purchase

Advantages of Leasing

  • Typically lower monthly payments when compared to buying
  • Lower maintenance expenses thanks to warranty coverage
  • Opportunity to enjoy the latest features and technology regularly
  • Lower upfront sales taxes

Ready to get started? Our expert team is ready to guide you through your options and address any questions along the way!

Convenient Online Financing Tools 

At Nissan of Cumming, we aim to make shopping for a new Nissan simple and streamlined. One way we accomplish this is with our convenient online finance tools designed to save you time and effort!

Explore these tools below and see how they can help make your journey to your next Nissan even easier:

Don’t forget to explore our current new and used Nissan offers, including Nissan Armada deals, Nissan Maxima deals, and Nissan Altima offers!

Discover Nissan Financing Near Me! 

At Nissan of Cumming, we understand that every customer’s financial situation is unique. That’s why we take the time to learn about your circumstances and create personalized financing plans tailored to your needs!

Once you’ve found the perfect Nissan, explore more details in our online showroom, then connect with our finance team to get started! 

As your go-to Nissan dealership in Cumming, GA, we make getting into a new or pre-owned vehicle easy. 




Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

Get Pre-Approved

Our Financial Services Include:

  • Competitive rates direct from the manufacturer and local Georgia banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!